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Flood Zones vs Evacuation Zones

Updated: Sep 12, 2019

Q. I live in Ponte Vedra and had to evacuate for hurricane Dorian but I'm not a flood zone. Why?


A.  Flood zones and evacuation zones are totally different.  When you say you are not in a flood zone, you probably mean you're in flood zone "X" which is an area of minimal flood risk.  Flood zones are designated by FEMA based on the levels of flood risk and are used to determine flood insurance rates and some building code requirements.  In contrast, evacuation zones are only used during emergencies and are classified by their risk of storm surge or abnormal water rise due to a storm event. They are ranked by their risk of storm surge impact (A.B.C.D.E.F) with A being the most likely to evacuate first.  You can find your flood zone and evacuation zone at  https://www.floridadisaster.org/knowyourzone.

Have a real estate question or need some sound advice?  Call or text Phyllis Staines at (904) 476-7653 or email pstaines@aol.com. Every question will receive a response and may be chosen to appear in Saturday's Times Union newspaper.

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